QUESTIONS & ANSWERS
How do I apply for funding?
When you visit the store, you will have to scan a QR code with your cell phone. You will then be automatically redirected to the financing application. You will be asked to provide some information for identification purposes. The whole process will only take a few minutes.
If I apply for financing, will Fairstone Financial conduct a credit check?
Yes, with your consent, Fairstone Financial will conduct a recorded credit check during the application process.
Is there an annual fee?
Yes, the annual fee is $35 and will be charged on the 1st statement. Thereafter, annually on the anniversary date of the account opening if a balance is present.
Are there any penalties if I pay off the entire balance on my account?
There is no penalty for paying off your account balance, provided the account balance is paid in full by the promotional period's expiration date.
Will the minimum payment required each month allow me to pay my balance in full?
No, the minimum balance does not allow you to pay off the entire balance before your plan matures. The minimum payment is 5% of the balance.
How do I make a payment to my account?
There are several ways to make a payment to your account:
- By phone or online banking (enter "Fairstone - Credit Cards" as the payee)
- To your financial institution
- At a Fairstone Financial branch
- By mailing a check payable to Fairstone Financial
Can I make multiple purchases with my Doyle financing?
The card is only valid at Doyle stores. All other non-Doyle purchases will require a new application.
If the selected product is not available in-store, our team will be happy to recommend a similar style.
*On approved credit. Terms and conditions apply. Details in store. © 2022, TM Fairstone Financial Inc.
**On approved credit. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the
...
*On approved credit. Terms and conditions apply. Details in store. © 2022, TM Fairstone Financial Inc.
**On approved credit. An annual membership fee, as set out in your Account Agreement, may be charged to your Account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement and Disclosure Statement and the promotional plan disclosure statement (collectively the “Account Agreement”). Finance charges will accrue on the purchase from the beginning of the promotional period, and minimum payments will be due each billing cycle. However, if you make the required payments and pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be waived and no finance charges will be assessed on the purchase. Otherwise, if you do not pay the purchase price in full by the expiration date of the promotional period, all of the accrued finance charges will be assessed.
Read more
